When unexpected challenges arise, it is reassuring to have a reliable safety net. An integral component of this safety net is Group Long-Term Disability (GLTD) insurance. On this page, we delve into the critical aspects of GLTD insurance, illustrating its invaluable benefits for both employees and employers.
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Group Long-Term Disability Insurance, often abbreviated as GLTD, primarily offers income replacement for employees unable to work due to prolonged illnesses, injuries, or accidents. Unlike short-term disability insurance that covers a few weeks or months, GLTD extends benefits for a considerable duration, potentially spanning several years or even until retirement.
Consider the sobering statistics: one in eight workers is likely to endure a disability lasting five years or more during their career. Given that roughly 40 million Americans, representing about 12% of the population, are considered disabled, the odds of encountering an injury or illness-related disability before reaching 67 stand at a staggering 1 in 4. Pairing GLTD insurance with Short-Term Disability (STLD) insurance offers a robust shield against these uncertainties, safeguarding financial stability in turbulent times.
In life, unforeseen circumstances can lead to long-term disabilities affecting one’s ability to work. Below are scenarios where having a GLTD policy proves to be a lifeline:
Understanding the crucial role of Group Long-Term Disability Insurance is imperative both for employers striving to ensure the best for their workforce, and individuals pursuing peace of mind in uncertain times. Take a decisive step towards securing your financial future with the right protection, today.
If you’re an employer in Texas who’s looking for the best group LTD insurance to protect your team, or an individual who wants to understand more about disability insurance, the experienced team at iSure in Texas is here to help. We not only offer group LTD insurance, but we can also help you with group STDI, health, dental, vision, life insurance, and more. Our mission is to get you the best solutions without any extra charge, as our commission comes directly from the insurance carriers.
At iSure LLC, we pride ourselves on offering comprehensive group insurance solutions tailored to a myriad of sectors and companies small, medium, and large. From the bustling energy of oil and gas firms to the precision of medical practices, our expertise caters to a vast spectrum of industries and business scales.
Oil Companies
Medical Practices, Hospitals, & Labs
Law Firms
Financial, Stock, & Accounting Firms
Construction Companies
Real Estate Offices
Manufacturing Firms
Aviation, Transportation, & Logistics
and Many Other Industries
2-4 Employees
5-49 Employees
50-99 Employees
100-250 Employees
We recently had the pleasure of working with iSure to improve our company’s insurance offerings, and we couldn’t be more satisfied with the services provided. From their exceptional assistance to their extensive knowledge, Phil, Jordan, and Tamara truly went above and beyond to make the entire process smooth and stress-free.
From the initial consultation to the final implementation, they ensured we understood each aspect of the insurance policies and benefits. Their clear explanations made the complex world of insurance easy to grasp, even for those who were less familiar with the industry’s intricacies.
iSure LLC is a licensed insurance agency by the State of Texas
iSure, LLC – an AO Insurance and Selected Benefits Partnership
Philip Raskin: Owner/Agent
FFM ID: philraskin
NPN: 8473402
Texas Insurance License: 1343529
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