WE SHOP INSURANCE SO YOU DON’T HAVE TO
Benefit Solutions
Made Easy For
Small Business
We do the research for you
Experience working in all states
Experts at negotiating excellent rates
We do the research for you
Experience working in all states
Experts at negotiating excellent rates
Here at iSure, we’re not just an instant, online quote engine that spits out canned prices for group health plans and falsely claims to have shopped you around with all the suitable insurance carriers. We are a dedicated group health insurance broker that can service small, medium, and large businesses anywhere from 2-250 employees. Our clients are not only in Texas, but across the country. Our agency uses a consultative approach and will work closely with you to find the perfect benefits plan for your company.
We take the time necessary to determine the appropriate level of benefits that fit within your budget, then shop all suitable insurance carriers to find you the best pricing on the market. Just to be clear, we don’t just put that amount of effort into initially attracting you as a client, we will shop the market the same way, year in and year out, to ensure that your company has the absolute best benefits at the best rates. Our unique approach to this industry will include providing your company with a team that will service your account all throughout the year. Here at iSure, we work with over 300 companies; not only in our home state of Texas, but across the country.
When you hire a trusted group health insurance agency like us, there’s really no downside. There are quite a few aspects of the group health insurance process that you simply would not know about unless you speak with a reputable broker. At iSure, we’ll help your business avoid all the landmines you didn’t even know existed, and all while securing you the absolute best coverage at the lowest possible price.
As a business owner, has the annual anguish of selecting a group health insurance plan for you and your employees grown tiresome?
Should you stick with the same plan even though the costs are skyrocketing? If you switch, which company do you choose? Does last year’s benefit selection still make sense for your company this year?
These questions can add up quickly, and so can the stress. At iSure LLC, our service is FREE for you to use. We will help your business by giving you a fair and impartial, pros and cons breakdown of your various coverage options. You’ll have all of the information you need to make an informed decision on the best insurance plan specific to your business.
PEOs bundle medical insurance, payroll, and human resource services into one product. With those functions come discounted insurance – at least that’s what the PEOs claim. In fact, these PEOs know very little about health insurance and not very much about human resources or payroll benefits either. Most PEOs never bother to shop around each year for a better health insurance plan.
Review this Case Study: A 70 person Health Care Organization
The previous PEO did not shop around yearly for better insurance plans and pricing as they claimed. Nor did they receive the benefits promised for being part of a large group. iSure negotiated better benefits for their employees saving the company $105,000 on insurance benefits and an additional $50,000 with our payroll and HR benefit partners.
Overall savings of about 32% or $155,000 were realized in the first year for the company; not to mention all the money that the employees saved by us greatly reducing what they pay for their dependent’s coverage. For example, we saved employees with children about $400 dollars per month and families about $575 per month.
On their Annual plan renewal, the current provider was going to increase the price of coverage by 9.5% year over year, but iSure analyzed claims and knew the price should be lower. iSure shopped the market and found a solution that lowered the company’s payments and increased their employee health benefits. This resulted in a 12% savings from the previous year and much better benefits, service, and software.
Furthermore, on the following Annual renewal, we had more complete claims data. As a result, we were able to move the company again and save them another 8% off of our rate reduction from the previous year.
When you have a business, your organization may look completely different than another with the same number of employees. That’s why it’s so important to make sure your insurance plans are specifically tailored to your needs. We work with the following:
We carry every major carrier, this includes Aetna, Allstate, Blue Cross Blue Shield, Cigna, United Healthcare, and many more.
Jacob2023-10-31Phil Raskin assisted us with getting a significantly lower rate than our current broker, in-fact, three options that were all lower than who we are currently using. If you are interested in group health insurance products with a broker that will actually invest some time in looking out for your interest, not theirs, these are the guys to hire.Steve Magness2023-10-17Tamara has done an excellent job in covering details and helping with making good decisions.Michelle Mabry2023-10-12iSure was fantastic to work with! As a new employer it was important to get high quality benefits for our employees. Tamara and Phil were patient and walked us through the entire process! What a great experience!Peanut Ratliff2023-09-22These people are always there to help! I have been using their services for about 5 years. I was always so anxious when looking for what was best for me, not anymore, yay! I have now entered the Medicare stage. I have been procrastinating about Medicare because I was so overwhelmed by all the information in the mail. My contact this year is Tamara Blanch. Tamara knows her stuff! If you are looking for help, look no further, this is the girl you want to help you get through this! Thank you Tamara!Christopher Casazza2023-08-14Can’t say enough good things about iSure, Jordan and Phil were extremely helpful. Every question I had was addressed and explained thoroughly as to ensure I got the perfect coverage for me! Let alone the quick correspondence that you don’t normally get with other companies I’ve worked with!Leslie Mitchell2023-08-14I had an issue with my BCBS Texas payment and I spoke to Elsye and she helped me fix my issue within an hour of me bringing the issue to her attention. Excellent Customer Service!!!Annette Contreras2023-08-10Isure was great for our law firm. They put together great benefits packages for our employees' health care needs as well as going above and beyond to assist us to integrate the benefits with our payroll company. It was my first experience with changing our insurance needs and the team was very knowledgeable, understanding, patient and courteous during the transition. A special thanks to Tamara Blanch who helped me so much! Also thank you so much to Phil and Jordan - great people!Bee Garcia Meads2023-07-19We recently had the pleasure of working with iSure to improve our company's insurance offerings, and we couldn't be more satisfied with the services provided. From their exceptional assistance to their extensive knowledge, Phil, Jordan, and Tamara truly went above and beyond to make the entire process smooth and stress-free. From the initial consultation to the final implementation, they ensured we understood each aspect of the insurance policies and benefits. Their clear explanations made the complex world of insurance easy to grasp, even for those who were less familiar with the industry's intricacies. Phil's deep knowledge of insurance options and ability to tailor solutions to our needs was truly impressive. He took the time to thoroughly analyze our existing policies, identify areas for improvement, and present us with a range of alternatives that perfectly aligned with our company's goals. The iSure team diligently compared different insurance providers, negotiated favorable terms on our behalf, and secured competitive rates that were significantly lower than what we had anticipated. Thanks to their expertise and strong industry connections, we were able to provide our employees with better insurance coverage while reducing costs. Their attention to detail and proactive approach made the entire transition feel effortless, sparing us from unnecessary headaches and allowing us to focus on our core business operations. In conclusion, we wholeheartedly recommend Phil and his team to any company seeking exceptional guidance and support in navigating their insurance benefits. Their invaluable expertise, dedication to our specific needs, and commitment to saving us money were evident throughout the entire process. Thanks to their efforts, we now have an attractive insurance benefits package that perfectly aligns with our requirements. We are so happy we made the switch and look forward to a long business relationship.Anh Nguyen2023-04-24Phil and his team at iSure, LLC are top notch ! They provide personalize service even for small offices and they always answer any questions or concerns promptly.Greg Mo2022-09-28AMAZING! That's the best way to describe my experience with ISure and especially Sylvia and Phil. I work for a very small company whereby only 5-6 employees require insurance. I am not an HR person but wear that "hat" here, I didn't know where to start or even if we could get insurance for such a small group. I found ISure via Google Reviews and gave them a shot and we are happily starting our 2nd year with them. I hope this simple review will help you like it helped me choose this group.Google rating score: 4.9 of 5, based on 45 reviews
At iSure, we listen first. Then we’ll craft our proposals based on your exact needs using a consultative approach. We take the time to figure out the correct level of benefits for your budget, and then shop dozens of the top providers to find you the lowest price on the market. We don’t just do this to gain your business; we’ll offer that same level of service year after year. Just ask any of our 300+ group insurance clients.
You don’t have to handle the grueling and confusing insurance process alone anymore.
With iSure, there’s really no downside. There are certain aspects of the group insurance process that you won’t know about unless you talk to a reputable broker. At iSure, we help you avoid the landmines you didn’t even know were there and find you the best coverage for your business at the lowest price.
Give us a call today at (281) 345-0805 for a complete health insurance consultation.
QUESTIONS?
Please feel free to contact us at any time. One of our licensed agents will be happy to assist you.
iSure LLC is a licensed insurance agency by the State of Texas
iSure, LLC – an AO Insurance and Selected Benefits Partnership
Philip Raskin: Owner/Agent
FFM ID: philraskin
NPN: 8473402
Texas Insurance License: 1343529
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