We do the research for you
Experience working in all states
Experts at negotiating excellent rates
Here at iSure, we’re not just an instant, online quote engine that spits out canned prices for group health plans and falsely claims to have shopped you around with all the suitable insurance carriers. We are a dedicated group health insurance broker that can service small, medium, and large businesses anywhere from 2-250 employees. Our clients are not only in Texas, but across the country. Our agency uses a consultative approach and will work closely with you to find the perfect benefits plan for your company.
We take the time necessary to determine the appropriate level of benefits that fit within your budget, then shop all suitable insurance carriers to find you the best pricing on the market. Just to be clear, we don’t just put that amount of effort into initially attracting you as a client, we will shop the market the same way, year in and year out, to ensure that your company has the absolute best benefits at the best rates. Our unique approach to this industry will include providing your company with a team that will service your account all throughout the year. Here at iSure, we work with over 300 companies; not only in our home state of Texas, but across the country.
When you hire a trusted group health insurance agency like us, there’s really no downside. There are quite a few aspects of the group health insurance process that you simply would not know about unless you speak with a reputable broker. At iSure, we’ll help your business avoid all the landmines you didn’t even know existed and all while securing you the absolute best coverage at the lowest possible price.
As a business owner, has the annual anguish of selecting a group health insurance plan for you and your employees grown tiresome?
Should you stick with the same plan even though the costs are skyrocketing? If you switch, which company do you choose? Does last year’s benefit selection still make sense for your company this year?
These questions can add up quickly, and so can the stress. At iSure LLC, our service is FREE for you to use. We will help your business by giving you a fair and impartial, pros and cons breakdown of your various coverage options. You’ll have all of the information you need to make an informed decision on the best insurance plan specific to your business.
PEOs bundle medical insurance, payroll, and human resource services into one product. With those functions come discounted insurance – at least that’s what the PEOs claim. In fact, these PEOs know very little about health insurance and not very much about human resources or payroll benefits either. Most PEOs never bother to shop around each year for a better health insurance plan.
Review this Case Study: A 70 person Health Care Organization
The previous PEO did not shop around yearly for better insurance plans and pricing as they claimed. Nor did they receive the benefits promised for being part of a large group. iSure negotiated better benefits for their employees saving the company $105,000 on insurance benefits and an additional $50,000 with our payroll and HR benefit partners.
Overall savings of about 32% or $155,000 were realized in the first year for the company; not to mention all the money that the employees saved by us greatly reducing what they pay for their dependent’s coverage. For example, we saved employees with children about $400 dollars per month and families about $575 per month.
On their Annual plan renewal, the current provider was going to increase the price of coverage by 9.5% year over year, but iSure analyzed claims and knew the price should be lower. iSure shopped the market and found a solution that lowered the company’s payments and increased their employee health benefits. This resulted in a 12% savings from the previous year and much better benefits, service, and software.
Furthermore, on the following Annual renewal, we had more complete claims data. As a result, we were able to move the company again and save them another 8% off of our rate reduction from the previous year.
When you have a business, your organization may look completely different than another with the same number of employees. That’s why it’s so important to make sure your insurance plans are specifically tailored to your needs. We work with the following:
At iSure, we listen first. Then we’ll craft our proposals based on your exact needs using a consultative approach. We take the time to figure out the correct level of benefits for your budget, and then shop dozens of the top providers to find you the lowest price on the market. We don’t just do this to gain your business; we’ll offer that same level of service year after year. Just ask any of our 300+ group insurance clients.
You don’t have to handle the grueling and confusing insurance process alone anymore.
With iSure, there’s really no downside. There are certain aspects of the group insurance process that you won’t know about unless you talk to a reputable broker. At iSure, we help you avoid the landmines you didn’t even know were there and find you the best coverage for your business at the lowest price.
Give us a call today at (281) 345-0805 for a complete health insurance consultation.
iSure LLC is a licensed insurance agency by the State of Texas
iSure, LLC – an AO Insurance and Selected Benefits Partnership
Philip Raskin: Owner/Agent
FFM ID: philraskin
NPN: 8473402
Texas Insurance License: 1343529
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